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California Life Insurance Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
California Life Insurance Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
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- CA Life Insurance Exam Questions and Answers 100% Pass • Exam (elaborations)
- California Life-Only Study Guide with 100% Complete Solutions • Exam (elaborations)
- CA Life, Accident, Health Test 100% Correct Solved • Exam (elaborations)
- California Life, Accident, and Health Licensing Exam Questions and Answers 100% Pass • Exam (elaborations)
- Final Exam: California Life, Accident, and Health Insurance Questions and Answers 100% Pass • Exam (elaborations)
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California Life Insurance Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
CA Life and Health Exam Questions and Answers 100% Pass
CA Life and Health Exam Questions and Answers 100% Pass What is insurance? - Correct Answer ️️ -Insurance is the legal contract where two parties agree that if something will happen, a value will be exchanged. What's the difference between pure risk and speculative risk? - Correct Answer ️️ - Pure risk is when you'll lose it all or there will be no change. Speculative risk you can either win or lose. What is peril? - Correct Answer ️️ -peril is the causes of loss insured aga...
- Exam (elaborations)
- • 9 pages •
CA Life and Health Exam Questions and Answers 100% Pass What is insurance? - Correct Answer ️️ -Insurance is the legal contract where two parties agree that if something will happen, a value will be exchanged. What's the difference between pure risk and speculative risk? - Correct Answer ️️ - Pure risk is when you'll lose it all or there will be no change. Speculative risk you can either win or lose. What is peril? - Correct Answer ️️ -peril is the causes of loss insured aga...
CALIFORNIA LIFE PRACTICE EXAM A QUESTIONS AND ANSWERS 100% CORRECT
CALIFORNIA LIFE PRACTICE EXAM A QUESTIONS AND ANSWERS 100% CORRECT AN ANNUITY THAT IS PURCHASED WITH A LUMP SUM PREMIUM AND WHOSE BENEFITS BEGIN AFTER 12 MONTHS IS CALLED A - Correct Answer ️️ -SINGLE PREMIUM DEFERRED ANNUITY A TECHNIQUE USED TO DETERMINE THE AMOUNT OF LIFE INSURANCE NEEDED BY FOCUSING ON THE PROJECTED EARNING POTENTIAL OF AN INSURED IS CALLED THE - Correct Answer ️️ -HUMAN LIFE VALUE APPROACH WHEN REPLACING A POLICY THE PRODUCER MUST PRESENT THE APPLICANT WITH ...
- Exam (elaborations)
- • 9 pages •
CALIFORNIA LIFE PRACTICE EXAM A QUESTIONS AND ANSWERS 100% CORRECT AN ANNUITY THAT IS PURCHASED WITH A LUMP SUM PREMIUM AND WHOSE BENEFITS BEGIN AFTER 12 MONTHS IS CALLED A - Correct Answer ️️ -SINGLE PREMIUM DEFERRED ANNUITY A TECHNIQUE USED TO DETERMINE THE AMOUNT OF LIFE INSURANCE NEEDED BY FOCUSING ON THE PROJECTED EARNING POTENTIAL OF AN INSURED IS CALLED THE - Correct Answer ️️ -HUMAN LIFE VALUE APPROACH WHEN REPLACING A POLICY THE PRODUCER MUST PRESENT THE APPLICANT WITH ...
Final Exam - California Life and Health Questions and Answers
Final Exam - California Life and Health Questions and Answers Employer-provided group term life insurance is exempt from income taxation up to - Correct Answer ️️ -$50,000 Medicare Part B has an initial enrollment period. How many months after an individual's 65th birthday month does this enrollment period end? - Correct Answer ️️ -3 months Which statement is true regarding policy dividends? - Correct Answer ️️ -A dividend option is selected by the insured at the time of poli...
- Exam (elaborations)
- • 16 pages •
Final Exam - California Life and Health Questions and Answers Employer-provided group term life insurance is exempt from income taxation up to - Correct Answer ️️ -$50,000 Medicare Part B has an initial enrollment period. How many months after an individual's 65th birthday month does this enrollment period end? - Correct Answer ️️ -3 months Which statement is true regarding policy dividends? - Correct Answer ️️ -A dividend option is selected by the insured at the time of poli...
FInal Exam: California Life, Accident, and Health Insurance Questions and Answers 100% Pass
FInal Exam: California Life, Accident, and Health Insurance Questions and Answers 100% Pass What distinguishes a deferred annuity from an immediate annuity? - Correct Answer ️️ -The time at which benefit payments start Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - Correct Answer ️️ -60 payments What is a common reason people purchase ...
- Exam (elaborations)
- • 17 pages •
FInal Exam: California Life, Accident, and Health Insurance Questions and Answers 100% Pass What distinguishes a deferred annuity from an immediate annuity? - Correct Answer ️️ -The time at which benefit payments start Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - Correct Answer ️️ -60 payments What is a common reason people purchase ...
California Life, Accident, and Health Licensing Exam Questions and Answers 100% Pass
California Life, Accident, and Health Licensing Exam Questions and Answers 100% Pass Co-insurance - Correct Answer ️️ -The policy provision which requires the insurer and the insured to share in the cost of services rendered Exclusion ratio - Correct Answer ️️ -The formula which is used by the IRS to determine how much is taxable to an annuitant during the pay out period. Occupational policy - Correct Answer ️️ -When a disability income policy provides coverage for injuries wh...
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- Exam (elaborations)
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California Life, Accident, and Health Licensing Exam Questions and Answers 100% Pass Co-insurance - Correct Answer ️️ -The policy provision which requires the insurer and the insured to share in the cost of services rendered Exclusion ratio - Correct Answer ️️ -The formula which is used by the IRS to determine how much is taxable to an annuitant during the pay out period. Occupational policy - Correct Answer ️️ -When a disability income policy provides coverage for injuries wh...
CA Life Insurance Practice Exam Questions and Answers 100% Pass
CA Life Insurance Practice Exam Questions and Answers 100% Pass A key person is typically all of the following, except: - Correct Answer ️️ --Not directly involved in sales, production, or service Key persons are employees whose contributions have a significant impact on the revenue and profitability of the company, especially in small businesses. They are typically: part of the management team, more highly paid, respected by customers, creditors, suppliers, and vendors, and have dire...
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- Exam (elaborations)
- • 30 pages •
CA Life Insurance Practice Exam Questions and Answers 100% Pass A key person is typically all of the following, except: - Correct Answer ️️ --Not directly involved in sales, production, or service Key persons are employees whose contributions have a significant impact on the revenue and profitability of the company, especially in small businesses. They are typically: part of the management team, more highly paid, respected by customers, creditors, suppliers, and vendors, and have dire...
Life and Health License Exam Questions and Answers 100% Pass
Life and Health License Exam Questions and Answers 100% Pass Only one party makes a legally enforceable promise - Correct Answer ️️ -What is meant by referring to an insurance policy as a unilateral contract? At all times - Correct Answer ️️ -When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? a loss exposure - Correct Answer ️️ -Any situation that presents the possibility of a loss is known as Personal judgment - Corre...
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- Exam (elaborations)
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Life and Health License Exam Questions and Answers 100% Pass Only one party makes a legally enforceable promise - Correct Answer ️️ -What is meant by referring to an insurance policy as a unilateral contract? At all times - Correct Answer ️️ -When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? a loss exposure - Correct Answer ️️ -Any situation that presents the possibility of a loss is known as Personal judgment - Corre...
Final Exam - California Life Only Questions and Answers 100% Pass
Final Exam - California Life Only Questions and Answers 100% Pass According to the California Insurance Code, what is "insurance"? - Correct Answer ️️ - A contract Which of these statements correctly describes risk? - Correct Answer ️️ -Pure risk is the only insurable risk Only pure risks are insurable Which of the following does NOT have to be included on life insurance policy illustrations? - Correct Answer ️️ -Statement that all values and benefits are guaranteed An ag...
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- Exam (elaborations)
- • 28 pages •
Final Exam - California Life Only Questions and Answers 100% Pass According to the California Insurance Code, what is "insurance"? - Correct Answer ️️ - A contract Which of these statements correctly describes risk? - Correct Answer ️️ -Pure risk is the only insurable risk Only pure risks are insurable Which of the following does NOT have to be included on life insurance policy illustrations? - Correct Answer ️️ -Statement that all values and benefits are guaranteed An ag...
CALIFORNIA LIFE PRACTICE EXAM QUESTIONS AND ANSWERS 100% PASS
CALIFORNIA LIFE PRACTICE EXAM QUESTIONS AND ANSWERS 100% PASS THE ANNUITY INCOME AMOUNT IS BASED ON WHOSE LIFE? - Correct Answer ️️ -ANNUITANT AN INJURED PARTY TO A CONTRACT IS ABLE TO RESCIND THE CONTRACT FOR - Correct Answer ️️ -UNINTENTIONAL CONCEALMENT A WHOLE LIFE POLICY THAT WILL GENERATE IMMEDIATE CASH VALUE IS - Correct Answer ️️ -SINGLE PREMIUM WHICH STATEMENT IS TRUE REGARDING LONG-TERM CARE TRAINING IN CALIFORNIA? - Correct Answer ️️ -TRAINING IS NOT REQUIRED ...
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- Exam (elaborations)
- • 9 pages •
CALIFORNIA LIFE PRACTICE EXAM QUESTIONS AND ANSWERS 100% PASS THE ANNUITY INCOME AMOUNT IS BASED ON WHOSE LIFE? - Correct Answer ️️ -ANNUITANT AN INJURED PARTY TO A CONTRACT IS ABLE TO RESCIND THE CONTRACT FOR - Correct Answer ️️ -UNINTENTIONAL CONCEALMENT A WHOLE LIFE POLICY THAT WILL GENERATE IMMEDIATE CASH VALUE IS - Correct Answer ️️ -SINGLE PREMIUM WHICH STATEMENT IS TRUE REGARDING LONG-TERM CARE TRAINING IN CALIFORNIA? - Correct Answer ️️ -TRAINING IS NOT REQUIRED ...
INSY-3303 FINAL EXAM STUDY GUIDE WITH COMPLETE SOLUTIONS
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